Legal Information
Regulatory Information
Finalto Financial Services Limited ("Finalto", "we", "us", "our") is authorised and regulated by the Financial Conduct Authority (registration number 481853). Please visit the Financial Conduct Authority’s website https://www.fca.org.uk/ to obtain further information about the scope of our license.
Finalto is a company registered in England and Wales (Company Number 6557752). Our registered address is 11th Floor, Broadgate Tower, 20 Primrose Street, London, EC2A 2EW, United Kingdom.
Finalto is registered for VAT in the UK. Our VAT Registration Number is 991 2210 32.
Except where otherwise stated, Finalto holds the copyright of all material used on this website.
MIFIDPRU 8 Disclosures (Pillar III) 2022
Risk Warning
Trading foreign exchange, commodities and contracts for difference (‘CFDs’) on margin carries a high level of risk and may not be suitable for all investors. Before deciding whether to trade foreign exchange and/ or derivative products, you should carefully consider your objectives, financial situation and your level of expertise and experience as well as your general risk appetite. It is important to note that you may sustain a loss of some, or all, of your deposited funds. You should therefore not speculate with capital that you cannot afford to lose.
You may also be liable for losses that exceed the amount of margin that you initially deposited. You should therefore always be aware of all the risks associated with foreign exchange trading and/ or derivative products in general. If you are in any doubt, we recommend you seek independent professional advice. Please also note that past returns are not indicative of future results.
Finalto does not provide financial advice nor are we aware of your current financial situation and/ or objectives. Any opinions, news, research, analyses, price and/ or other information contained on this website (including promotional material) is provided as general market commentary only and does not constitute investment advice. We bear no responsibility for any loss or daFinaltoe, including without limitation to, any loss of profit, which may arise, directly or indirectly, by use of, and/or reliance on, any such information.
Conflicts of Interest
Situations can arise where Finalto's interests, or those of its staff, conflict with your interests or where your interests compete with those of other clients.
Finalto's Conflicts of Interest Policy is a policy that is maintained in order to set out the circumstances which may constitute or may give rise to a conflict of interest, the procedures we will follow and the measures we adopt to prevent or manage such conflicts.
Whilst we take all appropriate steps to identify and to prevent or manage conflicts of interest, where we are not reasonably confident that our arrangements are sufficient to ensure that risk of daFinaltoe to your interests will be prevented, we will disclose to you the nature of the conflict and the step that we have taken to mitigate the risk before undertaking business with you.
Please also note that Finalto acts as its clients’ principal counterparty and that it also holds risk on its books. Any back-to-back hedging arrangements, which Finalto may enter into from time to time (including any payments it makes to, or receives from, its hedging counterparties), are an internal matter for Finalto and have no bearing on the pricing and the investment services it offers to its clients. This means that the regulatory restrictions on "payments for order flows" as well as any other rules regarding inducements have no bearing on our relationships with our own clients. It is important for our clients to consider Finalto as their sole execution venue. Reference to this is also made in the Order Execution Policy, which provides additional information in this regard and can be found below.
Order Execution
Finalto is committed to providing the highest levels of standard and care. As such, we provide our clients with clear information about the products and services we offer and we strive to treat our clients honestly, fairly, professionally and in their best interests.
Our Order Execution Policy ensures that Finalto will take sufficient steps to ensure that our clients receive the best possible result when executing orders, taking into account the execution factors set out in its Order Execution Policy. This policy applies to professional clients only.
Review and/or download our current MiFID II Quality of Execution Report.
Review and/or download our RTS 28 disclosure here.
Key Investor Document
Please review our Key Investor Document, which aims to provide clients with factual information.
Funds Security
Finalto maintains its clients’ balances in a bank account in its own name. Client accounts are reconciled on a daily basis and follow strict Accounting rules, credit risk assessment and our own due diligence processes. Finalto also regularly assesses the credit standing, regulatory oversight and reputation of the banking institution it banks with. Finalto's annual accounts are audited and approved by KPMG in the UK.
Deposits and Withdrawals
You can fund your account by transferring funds from your bank account. We do not accept cheque or cash deposits. Please ensure that any payment you make to fund your account is from an account in your name. Any payment from third party sources will be returned.
You can withdraw funds from your account by completing a Client Funds Transfer Form or by emailing or calling Client Services for assistance. Please note that for your protection, we may request additional information and/or proof of identity before processing the withdrawal request. We do not transfer funds to third party accounts so please ensure that the bank account is in your name and is the original source of funds.
Terms of Use
This website is operated by Finalto.
This page is used to inform website visitors of our policies in respect of the collection, use, and disclosure of personal information, if anyone decided to use our service. For the purposes of the General Data Protection Regulation, Finalto is the controller of personal data collected in connection with providing the services. The terms used in this Privacy Notice have the same meanings as in our Terms and Conditions.
This website may contain links to other sites. If you click on a third-party link, you will be directed to that site. However, please note that these external sites are not operated by us. We have no control over, and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
Refer to our Data Protection Policy for a more comprehensive guide to our data protection.
Privacy Policy
We may update our Privacy Policy from time to time. Thus, we advise you to review this page periodically for any changes.
Complaints
Finalto strives to address its clients’ concerns at all times. Clients are entitled to submit complaints to our Compliance Officer at any time. Please submit your complaint to: compliance@finalto.com.
Clients’ complaints will be addressed within 8 weeks of notification, as per the FCA’s complaints handling procedures.
Read more about our complaints process in our complaints document.
Marketing Disclaimer
The content of the material on this website is a marketing communication, rather than independent investment research. Consequently, the legal and regulatory requirements in relation to independent investment research do not apply to this material, and it is not subject to any prohibition on dealing ahead of its dissemination.
The material (whether or not it states any opinions) is for general information purposes only, and does not take into account your personal circumstances or objectives. Nothing in this material is (or should be considered to be) financial, investment or other advice on which reliance should be placed. No opinion given in the material constitutes a recommendation by Finalto or the author that any particular investment, security, transaction or investment strategy is suitable for any specific person.
Although the information set out in this marketing communication is obtained from sources believed to be reliable, neither Finalto nor the author guarantees its accuracy or completeness. All information is indicative and subject to change without notice and may be out of date at any given time. Neither Finalto nor the author shall be responsible for any loss that you may incur, either directly or indirectly, arising from any investment based on any information contained herein.
This material may include charts displaying financial instruments’ past performance as well as estimates and forecasts. Any information relating to past performance of an investment does not necessarily guarantee future performance.